Find ATM / Branches Careers Contact Us

Have any questions?

  • Call Us
    1-800-235-INFO (4636)
  • Find Us
  • Lost or Stolen
    ATM/Debit Card Notification
    Business Hours: 1-800-235-4636 (INFO)
    Off Hours: 1-800-236-2442


For information on FDIC insurance coverage, click here.

  • © 2013 BestBank Member FDIC

CLEAR Coverage

CLEAR Coverage

Our plan for life's everyday financial ups and downs.

CLEAR Coverage is perfect for customers looking for a small safety net for their checking account with reduced overdraft fees. Protect yourself knowing you'll be covered if a small balancing mistake or unplanned expense puts your account a little under!

How it works:

CLEAR Coverage provides overdraft coverage with reduced overdraft fees of $7 per item for overdrafts and fees that total no more than $50 in excess of your available balance. This is known as the Grace Zone.
 

  • The CLEAR Coverage service charge of $10 is withdrawn from your checking account each month.
  • Best of all, if you do not have any overdraft items or a negative balance at any point during a full statement cycle, you will receive a $5 rebate.** 

Grace Zone

$50

Monthly service charge

$10

Reduced overdraft fee

$7 per item in the Grace Zone*

Monthly rebate if no overdraft items or a negative balance

 $5

 

*Paying overdrafts beyond the Grace Zone is not guaranteed. Standard overdraft fees of $37 per item will apple for overdrafts beyond the Grace Zone.

How does CLEAR Coverage help you save?

Let's say you have a $0 available balance in your checking account and make two debit card purchases; a $10 gas purchase and a $20 grocery purchase. While you made $30 in purchases beyond your account available balance and in your Grace Zone, with CLEAR Coverage you saved $60 in overdraft fees.

 

Transactions within Grace Zone

Grace Zone overdraft fees

Overdraft fees without CLEAR Coverage 

Gas - $10

$7 fee

$37 fee

 Groceries - $20

 $7 fee

$37 fee

 Overdraft fee total

$14 

 $74

 Savings


 $60 

 

To learn more about CLEAR Coverage, visit your local BestBank branch, call 1-800-235-INFO (4636) or read the Service Agreement for full details!

BestBank offers financial solutions that benefit hard-working families and the communities where they live and work. With a helpful, knowledgeable and friendly staff, BestBank is there to help you achieve your financial goals. Whether it’s saving for the future or managing your day-to-day purchases, BestBank is there for you.

*CLEAR Coverage is an optional service, available for personal checking accounts. This service provides overdraft coverage with reduced overdraft fees of $7 per item for overdrafts and fees that total no more than $50 in excess of the available balance. This is known as the Grace Zone. The cost is $10 per month. Paying overdrafts beyond the Grace Zone is not guaranteed and we typically do not pay overdrafts if you are: 1) consecutively overdrawn for an extended period of time, 2) participating in our Fresh Start program or 3) not making regular deposits. Standard overdraft fees of $37 per item will apply for overdrafts beyond the Grace Zone. A fee may be imposed for covering overdrafts created by ATM and everyday debit card transactions (if you are enrolled in the overdraft service for those transactions), checks, electronic debits and recurring debit card transactions. You must repay an overdraft as soon as possible to avoid the $36 continuous overdrawn fee charged when your balance remains negative for 10 calendar days. Excessive use of any overdraft service is costly and discouraged. Fees and terms are subject to change. See the CLEAR Coverage Service Agreement located here or from any branch for terms and conditions.
**Overdrafts occur when withdrawals from your account exceed your available balance.

 See branch for details.

You are leaving BestBank

By clicking Continue, you will be taken to a website that is not affiliated with Guaranty Bank. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Guaranty Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Guaranty Bank.

Continue
×

Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.

Continue
×