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CLEAR Coverage

CLEAR Coverage

Our plan for life's everyday financial ups and downs.

CLEAR Coverage is perfect for customers looking for a small safety net for their checking account with reduced overdraft fees. Protect yourself knowing you'll be covered if a small balancing mistake or unplanned expense puts your account a little under!

How it works:

CLEAR Coverage provides overdraft coverage with reduced overdraft fees of $7 per item for overdrafts and fees that total no more than $50 in excess of your available balance. This is known as the Grace Zone.

  • The CLEAR Coverage service charge of $10 is withdrawn from your checking account each month.
  • Best of all, if you do not have any overdraft items or a negative balance at any point during a full statement cycle, you will receive a $2.50 rebate.** 

Grace Zone


Monthly service charge


Reduced overdraft fee

$7 per item in the Grace Zone*

Monthly rebate if no overdraft items or a negative balance



*Paying overdrafts beyond the Grace Zone is not guaranteed. Standard overdraft fees of $37 per item will apple for overdrafts beyond the Grace Zone.

How does CLEAR Coverage help you save?

Let's say you have a $0 available balance in your checking account and make two debit card purchases; a $10 gas purchase and a $20 grocery purchase. While you made $30 in purchases beyond your account available balance and in your Grace Zone, with CLEAR Coverage you saved $60 in overdraft fees.


Transactions within Grace Zone

Grace Zone overdraft fees

Overdraft fees without CLEAR Coverage 

Gas - $10

$7 fee

$37 fee

 Groceries - $20

 $7 fee

$37 fee

 Overdraft fee total






To learn more about CLEAR Coverage, visit your local BestBank branch, call 1-800-235-INFO (4636) or read the Service Agreement for full details!

BestBank offers financial solutions that benefit hard-working families and the communities where they live and work. With a helpful, knowledgeable and friendly staff, BestBank is there to help you achieve your financial goals. Whether it’s saving for the future or managing your day-to-day purchases, BestBank is there for you.

*CLEAR Coverage is an optional service, available for personal checking accounts. This service provides overdraft coverage with reduced overdraft fees of $7 per item for overdrafts and fees that total no more than $50 in excess of the available balance. This is known as the Grace Zone. The cost is $10 per month. Paying overdrafts beyond the Grace Zone is not guaranteed and we typically do not pay overdrafts if you are: 1) consecutively overdrawn for an extended period of time, 2) participating in our Fresh Start program or 3) not making regular deposits. Standard overdraft fees of $37 per item will apply for overdrafts beyond the Grace Zone. A fee may be imposed for covering overdrafts created by ATM and everyday debit card transactions (if you are enrolled in the overdraft service for those transactions), checks, electronic debits and recurring debit card transactions. You must repay an overdraft as soon as possible to avoid the $36 continuous overdrawn fee charged when your balance remains negative for 10 calendar days. Excessive use of any overdraft service is costly and discouraged. Fees and terms are subject to change. See the CLEAR Coverage Service Agreement located here or from any branch for terms and conditions.
**Overdrafts occur when withdrawals from your account exceed your available balance.

 See branch for details.

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