Guaranty Bank

Gold Checking

Special perks reserved for special customers

Named after the highest standard of excellence, Gold Checking gives Premium Perks to those customers who have other relationships with us.

  • Tiered interest rates pay higher market rates for higher balances. Click here for current rates.
  • FREE unlimited ATM transactions at any machine, even if it's not ours!*
  • FREE Overdraft Protection when you link a money market or savings account to your Gold Checking account.
  • FREE wallet specialties checks**
  • No annual fee Gold Visa® Check Card
  • FREE Preferred BillPay: once you try it you'll never go back.
  • Preferred Rates on CDs: earn an extra 0.25% on a new or renewing CD if you maintain an average monthly balance of $2400 or more in your Gold Checking account. Click here for current rates.

Plus, FREE Checking Timesavers:

  • BestBankOnline: manage your accounts from home, work, vacation, or wherever.
  • Many of our branches are open seven days a week: no banker's hours here!
  • Direct deposit: your money is deposited electronically and available to you immediately!
  • INFO Line: automated phone banking is always open, 24/7.
  • eStatements: view your account statements and check images online for up to 18 months.


 Visit a BestBank neighborhood branch for more details.

*No transaction fees charged by BestBank. However, ATM owner may charge a usage fee.
**Customer pays for shipping, handling and applicable taxes.
Minimum to open Gold Checking is $100. No ATM transaction fees charged by BestBank. However, ATM terminal owner may charge a usage fee. Monthly service fee of $18 if average monthly combined balance in tax reporting owner’s checking, savings, CD, money market and IRA accounts falls below $10,000 (excluding business, custodian and fiduciary ownerships). Account owner(s) who have a Gold Checking account with an average monthly balance of $2,400 or greater will receive a Preferred Certificate of Deposit Interest Rate that is 0.25% higher than the Certificate of Deposit Interest Rate in effect on the day the certificate is opened. See branch for details on CD preferred rates. Personal accounts only.

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