Guaranty Bank

Roth IRA

Tax free growth for your retirement - a smart choice.

A Roth IRA is an attractive retirement option for individuals because qualified distributions are tax-free, and individuals can continue to make contributions after age 70 ½!

  • Tax free growth: Your Roth IRA is funded with after-tax dollars, but qualified distributions are tax free.
  • No required distributions: Unlike Traditional IRAs, you are not required to take distributions at age 70 ½.
  • Contributions: The maximum contribution per year is $5,000 or 100% of your earned income, whichever is less. Individuals who are age 50 or better may make an additional catch-up contributions of up to $1,000 per year.

BestBank offers IRA Certificates of Deposit ranging from six months to five years. IRAs offered through BestBank are FDIC insured.

 

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