How to Protect Yourself from ATM Skimming

5/30/2016


ATMs are a convenient way to withdrawal money when you need it. Unfortunately, they're also a growing target for cyber criminals. To gain access to your account, they use a technique called skimming. Skimming captures your account details by using a fake card reader hidden on the ATM. But there are ways to help protect yourself and your money.

Check The ATM Terminal
Always check the ATM for tampering before using it. Does it look different than usual? Are there different colors or graphics that don't quite match up? Is the card reader bigger than it used to be?

Give Things A Wiggle
If something looks out of place, give it a wiggle. Real ATM parts shouldn't move. A skimmer device placed over the card reader most likely will. Also, make sure to check the key pad. Criminals sometimes put a fake pad over the real one to capture PIN numbers. If something's lose, don't use the ATM and notify the branch immediately.

Hide Your PIN Number
When you're entering your PIN number, hide your entry with your other hand. Criminals who use skimmers often add a hidden camera so they can capture your PIN number.

Check Your Account Activity
Keeping up with your account regularly can make a big difference when it comes to fraud. After all, wouldn't you rather spot a criminal on their first withdrawal than their third? If you notice something suspicious, report it immediately.

Establish An ATM Limit
While copies of your card can be used anywhere, they're often used in another ATM. By putting a daily ATM limit on your card, you'll limit the money criminals can withdrawal.

Set Up Account Alerts
Online banking at BestBank allows you to set up customized alerts on balances, transactions or other events. When something happens with your account, we'll send you an email, making it easier to spot suspicious activity.

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