A BANK BUILT FOR YOU

If you’re tired of banks, or more importantly what they promise—we get it. But BestBank is different. We were built on the idea that the size of your paycheck shouldn’t determine the level of service you get. When you bank here, you’ll always know you matter.

Our Promise

WE GO WHERE OTHER BANKS DON’T


BestBank is not an ordinary bank. We work with our customers to help them meet their financial goals when other banks won’t. We have over 120 branch locations, many in grocery stores, so you can conveniently bank where you shop.
We are a fourth generation family-owned business. Because of that, we know the importance of providing good value and convenient services.
Our products and services are made for everyday people, who might be looking to avoid overdraft fees, build credit, manage their money better and save for a more secure financial future.

A History of Helping

LET US HELP YOU RESHAPE HOW YOU BANK

Relationship Checking

If you like the ease and reliability of a prepaid card, you’re going to love Relationship Checking*—a checking account with no overdraft fees. There’s also no reload, deposit or check cashing fees.

Like prepaid, qualifying for Relationship Checking is simple. But unlike prepaid, with Relationship Checking you get a Visa® Debit card and full access to our helpful bankers and valuable services—like no check cashing fees and Online Bill Pay—for only $10 per month

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Credit Builder

Credit Builder** is different than what other banks offer. Once approved, there’s no down payment, and no need to wipe out your savings paying unreasonable fees. All we ask is that you’re responsible and accountable. We’ll handle reporting your payments to the credit bureaus, so you can focus on the real goal: raising your credit score.

Credit builder is a personal loan secured by a Certificate of Deposit (CD). You pay the loan back on time, and you start on the path to improving your credit score.

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CLEAR Coverage

Do you wish you had a cushion for unexpected overdrafts? CLEAR Coverage*** covers you when your balance can’t. For a small monthly fee, we cover your payment with reduced overdraft fees up to a $50 limit, known as the Grace Zone.

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*Personal accounts only. Minimum to open Relationship Checking is $25. A $10 monthly service fee applies. If the account has paper statements a $2 monthly fee applies. Account is not eligible for the courtesy overdraft service. See the Relationship Checking Account Disclosure and Deposit Disclosure for terms and fees that may apply. Terms and fees are subject to change. Account opening is subject to approval. See branch for details.

**Results are not guaranteed. Credit Builder Loan is subject to application, eligibility and credit qualification. Rates and terms are subject to.change. Improvement in credit score is dependent on multiple factors specific to your situation and financial behavior. For example, late payments on utility bills, car loans or credit card accounts would negatively influence your credit score, even if your payments on a Credit Builder Loan are current.. Failure to make required monthly minimum payments by the payment due date for the Credit Builder Loan will result in negative reporting to the credit bureau and will not improve your credit score. This product will not repair your credit, and negative credit history will not be removed from your credit report as a result of this program. Money Back Refund of interest paid requires that all Credit Builder loan payments must be made within 29 days of their due dates for the full five-year term.

***CLEAR Coverage is an optional service, available for personal checking accounts. This service provides overdraft coverage with reduced overdraft fees of $7 per item for overdrafts and fees that total no more than $50 in excess of the available balance. This is known as the Grace Zone. The cost is $10 per month. Paying overdrafts beyond the Grace Zone is not guaranteed and we typically do not pay overdrafts if you are consecutively overdrawn for an extended period of time, owe money on a Fresh Start or closed account, or not making regular deposits. Standard overdraft fees of $37 per item will apply for overdrafts beyond the Grace Zone. A fee may be imposed for covering overdrafts created by ATM and everyday debit card transactions (if you are enrolled in the overdraft service for those transactions), checks and other transactions made using your checking account number, automated bill payments and preauthorized electronic debits, telephone-initiated, online banking, or electronic transfers and recurring debit card transactions. You must repay an overdraft as soon as possible to avoid the $37 continuous overdrawn fee charged when your available balance remains negative for 10 calendar days. Excessive use of any overdraft service is costly and discouraged. Fees and terms are subject to change.  Click here for the CLEAR Coverage Service Agreement.

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By clicking Continue, you will be taken to a website that is not affiliated with BestBank. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of BestBank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of BestBank.