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CLEAR COVERAGE

A safety net for life's ups and downs

VISIT A LOCAL BRANCH

OVERDRAFT COVERAGE

Get coverage, save money!

CLEAR Coverage* could help you save money with reduced overdraft fees of $7 per item within a $50 Grace Zone. So, for $10 each month, you’re protected by knowing you’ll be covered  when a small balancing mistake or unplanned expense puts your account a little under.

Best of all, if you do not have any overdraft items or a negative balance at any point during a full statement cycle, you receive a $2.50 rebate!

 

HERE'S HOW IT WORKS

CLEAR Coverage features

Let’s say you have a $0 available balance in your checking account and make two debit card purchases: a $10 gas purchase and a $20 grocery purchase. While you made $30 in purchases beyond your account available balance and in your Grace Zone, with CLEAR Coverage you saved $60 in overdraft fees.

Transactions within Grace Zone

Grace Zone overdraft fees

Overdraft fees without Clear Coverage

Gas - $10 $7 fee $37 fee
Groceries - $20 $7 fee $37 fee
Overdraft fee total $14 fee $74 fee
Savings $60

Both overdrafts and fees are covered in the Grace Zone.

THE PROOF IS IN THE PEOPLE

See how CLEAR Coverage is helping our customers everyday.

IF YOU OVERDRAFT, WE OVERPROTECT.

SIGN UP TODAY! VISIT A LOCAL BRANCH.

*CLEAR Coverage is an optional service, available for personal checking accounts. This service provides overdraft coverage with reduced overdraft fees of $7 per item for overdrafts and fees that total no more than $50 in excess of the available balance. This is known as the Grace Zone. The cost is $10 per month. Paying overdrafts beyond the Grace Zone is not guaranteed and we typically do not pay overdrafts if you are consecutively overdrawn for an extended period of time, owe money on a Fresh Start or closed account, or not making regular deposits. Standard overdraft fees of $37 per item will apply for overdrafts beyond the Grace Zone. A fee may be imposed for covering overdrafts created by ATM and everyday debit card transactions (if you are enrolled in the overdraft service for those transactions), checks and other transactions made using your checking account number, automated bill payments and preauthorized electronic debits, telephone-initiated, online banking, or electronic transfers and recurring debit card transactions. You must repay an overdraft as soon as possible to avoid the $37 continuous overdrawn fee charged when your available balance remains negative for 10 calendar days. Excessive use of any overdraft service is costly and discouraged. Fees and terms are subject to change. 
Overdrafts occur when withdrawals from your account exceed your available balance.

Click here for the CLEAR Coverage service agreement.

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