*Personal accounts only. Minimum to open Easy Checking is $25. No minimum balance. Monthly maintenance fee is $5. If the account has paper statements a $2 monthly fee applies. Other fees may apply, such as overdraft fee and early closing fee. See the Consumer Account and Deposit Disclosure for terms and fees that may apply and for information on how to avoid the maintenance fee. Terms and fees are subject to change. Bank rules and regulations apply. Account opening is subject to approval.
**Clear Coverage is an optional service, available for personal checking accounts. This service provides overdraft coverage with reduced overdraft fees of $7 per item for overdrafts and fees that total no more than $50 in excess of the available balance. This is known as the Grace Zone. The cost is $10 per month. Paying overdrafts beyond the Grace Zone is not guaranteed and we typically do not pay overdrafts if you are consecutively overdrawn for an extended period of time, owe money on a Fresh Start or closed account, or not making regular deposits. Standard overdraft fees of $37 per item will apply for overdrafts beyond the Grace Zone. A fee may be imposed for covering overdrafts created by ATM and everyday debit card transactions (if you are enrolled in the overdraft service for those transactions), checks and other transactions made using your checking account number, automated bill payments and preauthorized electronic debits, telephone-initiated, online banking, or electronic transfers and recurring debit card transactions. You must repay an overdraft as soon as possible to avoid the $37 continuous overdrawn fee charged when your available balance remains negative for 10 calendar days. Excessive use of any overdraft service is costly and discouraged. Fees and terms are subject to change. Click here for the CLEAR Coverage Service Agreement.
Overdrafts occur when withdrawals from your account exceed your available balance.
***Information based on 2015 user data
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