WE’LL COVER YOU WHEN YOUR BALANCE CAN’T.

Protect yourself when a small balancing mistake or unplanned expense puts your account a little under.

APPLY NOW

Protection from Full-priced Overdraft Fees

A SAVING GRACE

We understand that overdrafts can happen. With CLEAR Coverage for only $10 per month, you are protected by knowing you’ll be covered when a small balancing mistake or unplanned expense puts your account a little under. Coverage Checking includes our Easy Checking* account plus our CLEAR Coverage** service which gives you extra peace of mind.

HOW THE GRACE ZONE WORKS

We cover your payment with reduced overdraft fees at just $7 per item, within the $50 Grace Zone. Overdrafts and fees are covered in the Grace Zone. On average, our customers save $25*** per month in overdraft fees with Coverage Checking. It’s easy to see why our customers call Coverage Checking “a saving grace.”

EASY CHECKING WITH EXTRA COVERAGE

Coverage Checking Features

Easy Checking

Coverage Checking is a combination of our Easy Checking account and our CLEAR Coverage service to give you extra coverage in case you need it. With Easy Checking take advantage of great features like:

  • NO minimum balance
  • Mobile Banking and Online BillPay
  • VISA Debit Card® with no annual fee
LEARN MORE

Extra Coverage with CLEAR Coverage

Here’s how we cover you:

  • Payment protection within a $50 Grace Zone
  • Lower overdraft fees that could save you money in the long run
LEARN MORE

Helpful Bankers

Cards are cards, but people are priceless. With Coverage Checking, you have our full network of friendly, helpful bankers on your side to:

  • Cash/deposit your checks for free
  • Count your coins for free
  • Answer questions about your money
FIND HELPFUL BANKERS NEAR YOU

Online BillPay

We can’t pay bills for you, but we can make it easier. With free Online BillPay, you can pay any bill, whenever and wherever you want—with no fee. To get started:

STEP 1:  Click here to enroll in Online Banking.

STEP 2:  Download our mobile app.

  

 

Find ATMs & Locations

Your  VISA® Debit Card can be used at ATMs  to access cash, check your balance or make a deposit. If you prefer a personal touch, visit one of our branch locations.

FIND A LOCAL BRANCH / ATM

THE PROOF IS IN THE PEOPLE

See how Coverage Checking is helping our customers everyday.

OPEN YOUR NEW COVERAGE CHECKING

APPLY NOW

* Minimum to open Easy Checking is $25. No monthly service fee. If the account has paper statements a $2 monthly fee applies. Other fees may apply, such as overdraft fee and early closing fee. See the Consumer Account and Deposit Disclosure for terms and fees that may apply. Terms and fees are subject to change. Bank rules and regulations apply. Account opening is subject to approval. See branch for details. See the Consumer Account and Deposit Disclosure for terms and fees that may apply.

**Clear Coverage is an optional service, available for personal checking accounts. This service provides overdraft coverage with reduced overdraft fees of $7 per item for overdrafts and fees that total no more than $50 in excess of the available balance. This is known as the Grace Zone. The cost is $10 per month. Paying overdrafts beyond the Grace Zone is not guaranteed and we typically do not pay overdrafts if you are consecutively overdrawn for an extended period of time, owe money on a Fresh Start or closed account, or not making regular deposits. Standard overdraft fees of $37 per item will apply for overdrafts beyond the Grace Zone. A fee may be imposed for covering overdrafts created by ATM and everyday debit card transactions (if you are enrolled in the overdraft service for those transactions), checks and other transactions made using your checking account number, automated bill payments and preauthorized electronic debits, telephone-initiated, online banking, or electronic transfers and recurring debit card transactions. You must repay an overdraft as soon as possible to avoid the $37 continuous overdrawn fee charged when your available balance remains negative for 10 calendar days. Excessive use of any overdraft service is costly and discouraged. Fees and terms are subject to change. Click here for the CLEAR Coverage Service Agreement.

Overdrafts occur when withdrawals from your account exceed your available balance.

***Information based on 2015 user data

App Store is a registered service mark of Apple Inc. iPhone and iPad are registered trademarks of Apple Inc. Apple Inc. is not an affiliate of BestBank. Use of these marks does not imply any association, affiliation, connection, endorsement, sponsorship, or approval by Apple Inc. of BestBank’s products and services. Use of these marks are subject to the Guidelines for Using Apple Trademarks and Copyrights and the Apple Trademark List.

Android is a registered trademark of Google Inc. Google Play is a registered trademark and a registered service mark of Google Inc. Google Inc. is not an affiliate of BestBank. Use of these marks does not imply any association, affiliation, connection, endorsement, sponsorship, or approval by Apple Inc. of BestBank’s products and services. Use of these marks is subject to Google Permissions and Android Brand Guidelines.

Stay in the Loop


Sign up to receive our newsletter with important BestBank updates, financial tips and the latest products and services available.

Experiencing any of These?

Wedding
Car Troubles
Low Credit Score
New House
New Job

Need more help? Contact us for more information.

Call Us: 800-235-4636 (INFO) • Email usFIND A BRANCH

You are leaving BestBank

By clicking Continue, you will be taken to a website that is not affiliated with BestBank. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of BestBank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of BestBank.

Continue to External Site

Account Signup

Would you like to open a savings account as well?

If you would like to apply for both a Savings and Checking account please click on the Checking Account "Apply Now" button first and you will be presented with a option to add a Savings Account.

Cancel

You are leaving BestBank

By clicking Continue, you will be taken to a website that is not affiliated with BestBank. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of BestBank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of BestBank.